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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A manufactured home can be insured if

A) a mortgage has been filed describing the manufactured home.
B) it is on the insured property and has a permanent foundation.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) it has a motor vehicle title and is located on the insured property.

2. A deed was properly completed and executed. Title to the property passed when the deed was

A) acknowledged.
B) accepted by the grantee.
C) recorded.
D) signed.

3. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) bundled services.
C) tied benefits.
D) required use.

4. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) B-I
B) B-II
C) A
D) C

5. An ALTA survey of the land could disclose all of the following EXCEPT

A) a pond located on the land.
B) the improvements on the land.
C) a property line lawsuit.
D) a violation of the setback line.

Solutions: