Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam : Life and Accident and Health or Sickness Producer - Combo Series 20-30

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Which policy provision allows an employee to change from group coverage to an individual life insurance policy?

A) Conversion
B) Assignment
C) Nonforfeiture
D) Incontestability

2. A policy of life insurance may not be delivered unless the policy has a:

A) Premium coupon book
B) Notary seal
C) Financial statement of the life insurance company
D) Legible and brief description of the policy on the first page

3. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Outpatient prescription vitamins
B) Hearing tests
C) Routine physical examinations
D) Immunizations

4. (Which statement is true about a term life insurance policy?)

A) It usually can be renewed at the same premium.
B) It may be written only for periods of five years or less.
C) It usually provides a cash value.
D) It provides temporary protection.

5. The qualified first-time homebuyer distribution available in IRAs has a maximum lifetime limit per participant of:

A) $5,000
B) $20,000
C) $2,000
D) $10,000

Solutions: